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If you’re a business owner in 2023, you probably haven’t had an easy year. The economy is down, less people are buying, it’s harder to get customers/clients, your expenses are probably up 15-20% from last year (or more), and there’s no end in sight for how bad things… Read More

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Get ready to unleash your inner thrill-seeker because it’s that magical time of the year when the city transforms into a Halloween haven! Whether you’re looking for ghostly scares or family-friendly fun, here’s your spirited guide for this spine-tingling journey, unveiling the crème de la crème of Philly’s Halloween hotspots… Read More

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Understanding the Difference Between Earnest Money Deposits and Down Payments When you’re in the process of buying a home, you’ll encounter various financial terms and requirements that may seem confusing at first. Two terms that often get mixed up are “earnest money deposit” and “down payment.”… Read More

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Property insurance is a type of insurance that provides coverage for damage or loss to physical property, such as homes, buildings, and personal belongings. There are several different types of property insurance, each designed to cover specific types of property or risks.  Here are some of… Read More

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While Philly is mostly a condo city (condominium), there are a few co-ops (cooperative) in & around town.  Buying a co-op or a condo both have their own advantages and considerations, and the choice between them depends on your individual preferences, financial situation, and lifestyle.  The primary differences… Read More

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It’s no secret anymore – the real estate market is well over its peak and on it’s way downwards. Some areas have dropped very slowly and others have taken a much larger hit. During times like these, many people who had unrealistic expectations of the market are starting… Read More

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When buying a home it’s important to pay close attention to any warranties and guarantees that may be associated with the home. Warranties can provide protection and save you from unexpected repair costs or defects that either come up after settlement or weren’t found at inspection.  The warranties… Read More

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With rates being so low recently, Adjustable Rate Mortgages (ARM) were a thing of the past. Everyone wanted to lock into the historically low rates. Now that rates are creeping up, Adjustable Rate Mortgages may be making a comeback. What’s right for you? A Fixed Rate Mortgage is… Read More